How can we help you make money?

We love serving our clients. One of our favorite ways is through helping them to reach their goals, by growing their savings. But, not everyone’s needs are the same. Some of you may be looking to start your own business, while others want to pay off the mortgage on their first home. That’s why we have a range of solutions, so we can help everyone earn interest in the way that’s right for them.

If you like freedom, we have savings solutions that allow you to withdraw money whenever you need to. On the other hand, if you don’t mind putting your money away for a rainy day, to earn more interest, we have a CD that’s right for you. Why wait? Let us help you find the right deposit account for you.

JMMB EzAccess Account

Get what you need—without the fees

There’s something wonderful about getting paid for a job well done. It’s your reward for your hard work, dedication, and time. We know that you don’t like throwing that hard earned money away. We don’t, either.

So, if you bank with us, you don’t have to worry about nuisance fees for everything from account dormancy fees to monthly maintenance charges. We want to see your money grow. Our interest-bearing EzAccess account gives you 24-hour access to your money. That way, you know your hard-earned money stays yours.

The qualifications

For personal use
Starting with a minimum deposit of J$1,000

The benefits

Easy access: Enjoy free deposits, withdrawals, and cheque encashments, in branch. Get island-wide cash access with our JMMB Bank Visa debit card, at any Visa certified ATM machine
No nuisance fees: Say goodbye to monthly maintenance fees, minimum monthly balance requirements and account dormancy fees
Convenient use: Enjoy free inter-bank bank transfers (within Jamaica), free bill payment, and free point-of-sale transactions

The details

Pay-as-you-go-cheque feature
Interest is calculated daily and paid monthly
Online banking available

Find out how to get started

**JMMB EzAccess Account is offered by JMMB Bank (Jamaica) Limited

**All bank deposits are insured up to J$1,200,000.00 by the Jamaica Deposit Insurance Corporation (JDIC) scheme

"My JMMB representative helped me figure out which account was perfect for me." - Tracy

JMMB Bonus Saver

Give yourself a little extra cushion

It doesn’t always rain. But when it does, you want to be ready. And that means more than just having a piggy bank (although we do love piggy banks).

You deserve a savings account that generates interest with little or no fees. That’s why we’ve created the JMMB Bonus Saver.

You can enjoy bonus interest on your money every six (6) months by simply making regular deposits to your account.

The qualifications

For personal use
Starting with a minimum deposit of
J$1,000
US$100
CA$100
£ 100
€ 100

The benefits

Convenient access: Enjoy free deposits, withdrawals, and cheque encashment in branch (up to J$1 million). Enjoy free bill payment. Get island-wide cash access with our JMMB Bank Visa debit card, at any Visa certified ATM machine
No maintenance fees: Bid farewell to monthly maintenance fees, minimum monthly balance requirements, and account dormancy fees
Interest-bearing savings: Get rewarded with continual interest payments. Bonus interest is paid twice a year
One free manager’s cheque per month

The details

Interest is calculated daily and paid bi-annually*
Account is available in J$, US$, CA$, £ or €

Find out how to get started

See the rate sheet

**JMMB Bonus Saver Account is offered by JMMB Bank (Jamaica) Limited

**All bank deposits are insured up to J$1,200,000.00 by the Jamaica Deposit Insurance Corporation (JDIC) scheme

Certificates of Deposit (CD)

Be smart. Be secure. Save in a CD

You’ve worked hard for your money, so you want to save it wisely. You want to see your money grow, but you also want to play it safe. If you want the best of both worlds, deposit funds in a secure, interest-bearing account (with attractive returns) with a Certificate of Deposit (CD). This account allows you to save over the medium or long-term and you’re guaranteed a return on your funds.

The qualifications

Individuals or companies
Living/based in Jamaica or abroad
Start with a minimum deposit of
J$2,000
US$1,000
CA$1,000
£ 1,000

The benefits

Competitive Returns: Earn higher interest rates than on ordinary savings accounts
Security: Breathe easy, your funds are insured by the Jamaica Deposit Insurance Corporation*

The details

Your funds are placed for a fixed time period, at a fixed interest rate
Interest and principal are paid at maturity

Find out how to get started

See the rate sheet

**CDs are offered by JMMB Bank (Jamaica) Limited

**All bank deposits are insured up to J$1,200,000.00 by the Jamaica Deposit Insurance Corporation (JDIC) scheme

JMMB Advantage

Why wait for interest?

Sometimes, it’s nice to eat dessert before dinner. Play before work. Get your reward first. Wouldn’t it be nice if you didn’t have to wait until the end of the deposit period to get your interest payment? With our JMMB Advantage solution, you get your interest payment at the start of the deposit period after the clearing period of deposit cheque, rather than at the end. We even let you borrow against your account.

The qualifications

Individuals or companies
Living/based in Jamaica or abroad
Starting with a minimum deposit of J$500,000, US$10,000, CA$10,000, £10,000 or €10,000

The benefits

No waiting: Enjoy your interest up front
Time value of money: Use your interest now rather than later
Competitive rates: Grow your money fast, with competitive interest rates
Convenience: Earn an early reward (interest payment is at the start of the deposit period)

The details

Deposit period is up to 365 days
The interest rate will be fixed for the agreed period
You can borrow up to 80% of your principal
Clearing period: J$ cheques: 7 days; foreign cheques: 30 days

Find out how to get started

See the rate sheet

**JMMB Advantage is offered by JMMB Bank (Jamaica) Limited

**All bank deposits are insured up to J$1,200,000.00 by the Jamaica Deposit Insurance Corporation (JDIC) scheme

Ez Start Savings Account

Your easy way to financial empowerment

If you are looking for an easy way to open a bank account, then the JMMB Bank EZ Start Savings Account may be just the account for you. Developed to cater to individuals who are facing hurdles in opening a bank account, this solution is committed to fostering financial inclusion, making a savings account accessible to virtually everyone. JMMB Bank offers a simplified account opening process that offers an easy path to a banking relationship.

Here’s what you need to know

This is account is for personal use
Start with a minimum deposit of J$100
The maximum deposit per month is J$200,000.00

The benefits

Reduced requirements: Open your bank account with only a valid government-issued ID and your Taxpayer Reference Number (TRN)
Easy access: Enjoy free deposits, withdrawals, and cheque encashments in-branch. Get island wide cash access with your very own JMMB Bank Visa Debit card, at any Visa-certified ATM machine, locally or overseas
No nuisance fees: Say goodbye to monthly maintenance fees, minimum monthly balance requirements and account dormancy fees

The details

Interest is calculated daily and paid monthly
JMMB Bank Visa Debit Card available
Receive your money transfer payments direct to this account…no more joining long lines to pick up cash

Find out how to get started

**JMMB Ez Start Savings Account is offered by JMMB Bank (Jamaica) Limited

**All bank deposits are insured up to J$1,200,000.00 by the Jamaica Deposit Insurance Corporation (JDIC) scheme