The Secret Others Have Used to Afford their Own Home

21 July 2019

Would you want a 78%* return on your money, after 5 years? Yes, 78%!  It almost sounds too good to be true, but it is, just ask Dru, who used the JMMB Optimum Capital (Real Estate) Fund and is now able to afford his own home. 

Five (5) years ago, Dru realized that the interest rates were falling.  Therefore, keeping money, for his five- year goal, on a savings account was out of the question.  Simultaneously, the real estate market had become a sellers’ market with, property prices soaring.  With J$2 million in hand and a goal of owning a home, Dru decided he needed an investment that offered returns that would at least keep pace with real estate appreciation; so he could afford the deposit on his own home.  His ‘secret’ was investing in JMMB Optimum Capital (Real Estate) Fund five years ago.

Today, I will give you a peek into how you too can enjoy the benefits of the real estate market, like Dru. Guess what, you can start with an initial investment of J$17,600! If you consistently invest, you too can eventually afford the down payment on that home, or any other goal you have.   
 

How Does It Work? 
The JMMB Optimum Capital (Real Estate) Fund is a type of collective investment scheme (CIS), where several persons, called unit holders, pool their monies. Shares are to stocks, units are to unit trusts/ funds.  Therefore, the portion of the unit trust, that you the investor owns is called units.  
These pooled funds are managed by JMMB Fund Managers; who in turn, invest these funds in real estate, such as apartment buildings, commercial properties, bonds and stocks. The value of the fund’s increase, when the properties are sold at a profit or rental income is earned, as a result the price of each unit (also known as the NAV), increases. You will see the money in your account grow too. 

Big Returns, Even With a Small Start 
In Dru’s case he had an initial investment of J$2 million which grew to J$3.56 million in five years.  So if you have a large lump sum, for a goal that is at least three years away, and will not make incremental injections, the JMMB Optimum Capital (Real Estate) Fund is a great option for you. 

Just imagine, even if the amount you can initially invest is J$17,600, which is insufficient for a down payment on a single property, you will automatically own a diversified real estate portfolio and enjoy tax-free returns, by simply pooling your funds in the JMMB Optimum Capital fund. Additionally, your money will be managed by experts with a proven record of delivering 78% in five years (December 2013 – December 2018) and 12.9% in the last seven (7) months (January 1, 2019 to July 18, 2019). 

Next Steps
Do you want to own your own home and/or start investing in real estate?  Please visit, https://hubs.ly/H0jS-Wd0 or give us a call on (876) 998-JMMB/5662.  This is your first step to owning that home that makes your heart smile.
*Based on the fund’s performance between December 2013 and December 2018, with no withdrawals.
**Past performance of unit trusts and mutual funds is not an indication of future returns. 

Scroll Top