The ATM can process the following types of transactions:   
a. Deposits (US$ and JA$)   
b. Withdrawal (only on cleared funds available in the account)   
c. Transfer of funds between your client’s own accounts (linked to the card)   
d. Balance Enquiries 
e. Mini Statements  

JMMB has 16 JMMB Bank ATM locations island wide. They are as follows:   
  
Kingston & St. Andrew 
1. Haughton Terrace Branch - 5 Haughton Avenue, Kingston 10  
2. Knutsford Branch - 11 Knutsford Boulevard, Kingston 5   
3. Liguanea - 1 Liguanea Avenue, Kingston 6   
4. Phoenix Branch - 23-27 Phoenix Avenue, Kingston 10   
5. Constant Spring – 31Constant Spring, Kingston 10 inside the Texaco Store Grab ‘n’ Go 
6. Harbour Street - 107 Harbour Street, Kingston (Beside Swiss Stores)   
 
Portmore & St. Catherine 
7. Portmore Branch – beside Client Care, 45 - 46 West Trade Way, Portmore St. Catherine   
8. Portmore Branch –In front of the branch, 47 –48 West Trade Way, Portmore St. Catherine 
9. Oasis Plaza – Shop #29, 6 March Pen Road, Spanish Town 
 
North & South Coast 
10. Ocho Rios Branch - 2 Milford Road, Ocho Rios St. Ann   
11. Mandeville Branch - 23 Ward Avenue, Mandeville   
12. May Pen Branch – Shop 28B Bargain Plaza, May Pen Clarendon   
13. Montego Bay Branch - Fairview Park, Montego Bay   
14. Church Street Branch - 25 Church Street, Montego Bay   
15. Santa Cruz Branch - Oasis Plaza, Coke Drive, St. Elizabeth   
16. Junction Branch - Shop #1, Royes Plaza, St. Elizabeth   
 

Normal deposit accepts one envelope with up to 40 notes of currency. Bulk deposit allows the depositor to invest much more notes to the ATM without using an envelope. Please note that the deposit slip should be completed for both options. 

- Haughton Branch 
- Montego Bay - Fairview 
- Mandeville Branch 
- Santa Cruz Branch 
 

YES, up to 6 accounts of each type (EZ Access and Bonus Saver) can be linked to the card which include both US$ and JA$ EZ Access and Bonus Saver accounts.

Yes, both US$ and JA$ EZ Access and Bonus Saver accounts can be linked to the same card.  The funds however must be accessed separately. 

No. You must have a US$ account linked to the card to access US$ funds or deposit US$ at the ATM.  Likewise you must have a JA$ account linked to your card to access JA$ funds.  

No,  all  FX  (Foreign  Exchange)  transactions  MUST  be  done  in  a  branch.  FX transactions will not be supported via the ATM at this time.   

Yes. There is default limit of JA$30,000.00 or US$350 per day. However the limit can be adjusted on request, this amount may be adjusted downward or upwards however, amounts over JA$50,000 must be approved by the Branch Manager or Branch Operations Manager. Note: The ATM can dispense up to J$30,000 in one transaction i.e. if you want J$80,000 the amount must be withdrawn 3 times, $30,000, $30,000 and $20,000.   
 
The POS limit is currently set at J$250,000.00. 

Yes, a minimum of JA$1,000.00 or US$100 must be left in the account.   

The usual holding periods for cheques are 3 business days for JMD cheques,

Effective Thursday, April 2, 2020, for all J$ cheques drawn on other commercial banks and deposited to your JMMB account, please note the following adjustments:

• JMMB Bank Clients: The holding period has changed from 3 days to 4 days.
  As a result, you will have access to your funds on the 5^th day.
• JMMB Investment Clients: The holding period has changed from 4 days to 5 days.
  As a result, you will have access to your funds on the 6^th day.

JMMB Bank cheques are not held, 5 business days for all USD cheques drawn on local banks and 21 business days for USD cheques/drafts drawn on overseas banks. The turnaround time for deposits is usually 1 – 2 days after depending on when Guardsman collects the deposits. Cash deposits are not held. 

YES, only cash investments up to J$999,999.99 can be made at any of our ATMs. POCA regulations restrict JMMB from accepting amounts over this limit. Proof of the source of funds will be required for that amount and also for amounts deposited over the projected level of deposit that is on the client’s profile. These restrictions also apply to amounts being broken into several investments. 

After three incorrect attempts, the card will be captured. The card may be returned if it was captured by a JMMB ATM and a PIN count re-set will have to be done at a Branch to provide further access to funds. If the card is captured by an ATM other than JMMB then the card will be cancelled when returned from that Bank and the client would be required to get a new card from the branch.

As a safety measure if the card is returned to the client by the machine but not taken after 30 seconds, the card will be captured by the ATM. The card will be returned to JMMB by Guardsman.

Yes. The card can be accessed at any Visa Debit ATM in addition to POS (point of sale) at all Visa accepted merchants locally and overseas

Yes. However the transactions will be paid in Jamaican dollars.  

Yes. The request can be made in branch to change the primary account or to add/ delete accounts from the ATM card.