Discover our rates and fees
In addition to our competitive rates, JMMB has a simple philosophy about fees – we believe in no nuisance fees. Because we have your best interest at heart, we have a fair and transparent approach to how we set our fees.
Curious about the in-depth rates and fees for specific products? You can find everything you need to know right here.
Click here to view our fee changes which will take effect on August 12, 2019
Our Rates
Please note, FX conversions are subject to rate change and availability of FX.
FX Rates
Last updated: 2019/08/23
| Code | Buy cash/Rate | Buy cheques | Sell |
| USD | 124.50 | 133 | 138 |
| EUR | 138.80 | 146.30 | 153 |
| GBP | 155.40 | 162.90 | 168.50 |
| CAD | 93.10 | 100.60 | 103.70 |
Money market rates
Last updated: 2019/08/23
| Code | Rate |
| Tax Shelter Rate(JA) | 1.17% |
| US SaveSmart | 1% |
| JA SaveSmart | 0.47% |
| GBP SaveSmart | 0.48% |
| EURO SaveSmart | 0.18% |
| CAN SaveSmart | 0.36% |
Unit trust rates
Last updated: 2019/08/23
| Code | Buy | Sell |
| Income and Growth | 22.64 | 23.09 |
| Optimum Capital | 35.30 | 36.36 |
| JMD Giltedge Rate | 21.03 | 21.03 |
| JMD Real Value Fund | 12.85 | 12.98 |
| JMD Bond Fund | 12.50 | 12.50 |
| JMD Income Distribution Fund | 10.49 | 10.49 |
| USD Income Distribution Fund | 1.08 | 1.08 |
| USD Giltedge Rate | 1.02 | 1.02 |
JMMB Product Rates
JMMB Bank Product Rates effective September 3, 2018
JMMB Investments Product Rates effective September 3, 2018
Service Fees
NEW JMMB Bank Retail Service Fees effective August 12, 2019
NEW JMMB Bank Corporate Service Fees effective August 12, 2019
NEW JMMB Investments Service Fees effective August 12, 2019
Click here to see JCSD JMD Broker fees
Click here to see JCSD USD Broker fees
Click here to see JCSD Institutional Investors Fees 2018