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Loans, because life goals can get expensive

Life goals can come with a big price tag. Sometimes, it’s the good stuff: education, home improvements, starting a business. Sometimes, it’s the not so good stuff: things like unplanned medical expenses and other unexpected major costs. Whatever life throws at you, we want you to be ready for it.

 **Loan products  are offered by JMMB Bank (Jamaica) Limited 


JMMB Mortage 

A JMMB Mortgage from JMMB Bank helps to take the hassle out of buying your home or property. In addition, a prospective homeowner who has been contributing consistently to the NHT, can directly access NHT funding benefits, towards achieving their homeownership goals, and JMMB will be there, every step of the way. With a JMMB Mortgage, you can enjoy benefits such as:


  • A streamlined, hassle-free process
  • Flexible financing options
  • Lower transaction fees
  • Quicker approval
  • Option to access a loan to cover your closing costs


Home Equity Loan

Home, working for you

You’ve invested in your home, now it’s time for your home to return the favour. A home equity loan lets you use the equity you’ve built up in your home, as collateral. Think of your home as a symbol of your responsibility. The more of it you own, the more you can borrow. 

This loan offers relatively low rates and easy payment terms that are manageable and affordable.


Who can get a Home Equity Loan?

  • If you own your home or property
  • If you are employed with good debt servicing record

Benefits of a Home Equity loan

  • Access cash from the value of your home/property
  • Low interest rates and fees
  • Your maximum tenor is either: up to 15 year or the number of years left to retirement (age 65), whichever comes first
  • Minimum Loan Amount - $100,000

Schedule an appointment to learn more

Find out how to get started


**Property and Home Equity Loans are offered by JMMB Bank (Jamaica) Limited


"Today I got my new car. usually i would be happy with the car but i am even more happy with the service I recieved from jmmb. my loan was processed so quickly" - Marsha

Motor Vehicle Loan (JMMB Drive Easy)

The easiest (and best) way to get a new car

A motor vehicle is more than just four wheels and an engine; it’s the way you get to work, where you make your living; it’s how to take your family from one point to another; and, not having one is oftentimes not an option.

If you need a car, JMMB Drive Easy is your best bet. It gives you access to affordable loans and insurance brokering, so you can drive away with a new or used car.

JMMB Drive Easy car solution offers two key elements:

  • A motor vehicle loan, offered by JMMB Bank (Jamaica) Limited
  • Motor vehicle insurance, brokered by JMMB Insurance Brokers



  • Motor vehicle loan
  • Up to 100% financing*
  • Competitive loan rates
  • Low processing fee
  • Flexible loan tenure
  • Used Cars: Up to 9 years
  • New Cars: Up to 10 years

*Conditions apply

Motor Vehicle Insurance

Your motor vehicle insurance will be brokered by JMMB Insurance Brokers, as a part of the JMMB Drive Easy car solution. Our professional insurance broker representatives will help you find the best value insurance coverage and premium, for your needs. We will shop around for you free of cost.

Optional Features:

You can also access other great services, under JMMB Drive Easy, like:

  • Insurance Premium Financing
  • Creditor Life Insurance – which will allow your debt to pass on with you.

*Conditions apply


Get started by using our car loan calculator

Schedule an appointment to learn more



**Motor Vehicle Loans are offered by JMMB Bank (Jamaica) Limited

JMMB Graduate Loan

Access an affordable loan for all your education needs, with flexible repayment plans and competitive rates, by applying for the JMMB Graduate loan.

The JMMB Graduate loan offers an unsecured or secured loan, through JMMB Bank, with attractive interest rates. 

Features & Benefits:

  • Up to 5 years to repay
  • Flexible pay-back period
  • Fast approval time
  • Competitive rates and fees


**JMMB Graduate Loan is offered by JMMB Bank (Jamaica) Limited

Schedule an appointment to learn more

Find out how to get started


JMMB Payroll Bridge

We all do our best to ensure that we plan ahead for all our financial needs, but JMMB understands that ‘life happens’; that’s why we offer the JMMB Payroll Bridge, our payday advance loan solution. This unsecured loan is designed for our clients who want to borrow funds on a short-term basis, which can be used between your monthly salary, to cover an unexpected emergency.

This solution, from JMMB Bank, is available to salaried employees* offering you as much as J$2,500,000 and up to 5 years to repay.


**JMMB Payroll Bridge is offered by JMMB Bank (Jamaica) Limited



Schedule an appointment to learn more

Find out how to get started

Cash Secured Loan

Use your cash to make even more cash

You work hard to build up a savings account. So when something comes up and you have to clear it out, it can be frustrating. So don’t do it. When you have a cash secured loan, you can use your hard earned money as collateral to take out a loan. The best part is, we let you access out a loan on whatever your heart desires. 


  • Maximum Amount: 90% of Asset Value (cash held in account) or 80% (this margin is for cross currency loan e.g. where a foreign currency loan is secured by J$)
  • Maximum Tenor: 5 years (60 months)
  • Reason for borrowing: Any legitimate purpose specified by the client.

Schedule an appointment to learn more

Find out how to get started


**Cash Secured Loans are offered by JMMB Bank (Jamaica) Limited

Unsecured Loan

For when you need it most

Maybe you don’t have any property just yet to borrow against. Maybe you found a great opportunity to make a big purchase. Whatever the case, an unsecured loan can be just what you need to take care of the task at hand.


  • Maximum Amount: J$25 million
  • Maximum Tenure: 7 years 
  • Reason for borrowing: Any legitimate purpose, specified by the client.

Schedule an appointment to learn more

Find out how to get started


**Unsecured Loans are offered by JMMB Bank (Jamaica) Limited

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