JMMB Funds (Unit Trust)
How bright do you want your future to shine?
When you think about the future, do you smile? Do you see all the possibilities that wait for you down the road? Do you see health, happiness, and success? You should see all of the above and more. We want to help you get there.
One of the smartest ways to set yourself up for the good life in the future is to invest wisely in the present. With our skilled team of investment bankers by your side, we can help steer you toward that wonderful vision of the future.
But first, we have to decide what the best plan is for your lifestyle...
View our Life Goal Fund Offering Circular
Notice of fee adjustment effective June 2, 2023
**JMMB Funds are managed by JMMB Fund Managers Limited. From time to time, JMMB Fund Managers Limited may act as principals in transactions. Past performance of unit trusts and mutual funds is not an indication of future returns.”
Giltedge Money Market Fund
The Gilt-edge
Why choose the JMMB Giltedge Money Market Fund? Because it gives you flexibility and a rate of return equal to or better than short-term investments. We do this by investing a mix of fixed-income instruments, like the Government of Jamaica local registered stocks, treasury bills, debentures, and sale and repurchase agreements.
The details:
- The fund is revalued daily
- All income earned is reinvested in the fund
- All assets are held by the trustee
- The fund provides liquidity for clients in need of cash
- 24/7 access to your account online with JMMB Moneyline
- Start with a minimum of 500 units
Reap the benefits
- Potential for above-average returns
- Your principal is invested in low risk fixed income instruments
- Returns are tax free, if units are not redeemed after having been held continuously for five years*
*Conditions Apply
JMMB USD Giltedge Money Market Fund
This Portfolio will largely consist of diversified range of short to medium term high grade corporate bonds, preference shares and sovereign bonds from Caricom, Canada, Europe and the USA and will be positioned as a conservative investment solution. The primary objective is to provide Holders with liquidity and relatively stable growth while minimizing risk to principal.
The JMMB USD Giltedge Money Market Fund may be suitable for you if you:
- have need to remain relatively liquid;
- are investing for the short to medium term;
- have an interest in capital preservation;
- can accept low to moderate risk;
- want to invest in a USD diversified investment portfolio.
Income & Growth Fund
Get your start in stocks
Everyone needs to start somewhere. There’s something exciting about the prospect of investing in the stock market, especially if you’ve never done it before. If you’re looking for an easy way to start investing in stocks, we’ve got the solution for you. The Income & Growth Fund offers investors a diversified pool of “blue chip” stock holdings, managed by our skilled management team.
The benefits
- Potential for above-average returns over the long term
- Earnings are exempt from taxes
- Get easy and convenient access to the stock market
The details
- The fund is revalued daily
- All income earned and dividends received are reinvested in the fund
- 24/7 access to your account online with JMMB Moneyline
- Start with a minimum of 200 units
*Conditions Apply
JMMB Bond Fund
For those thinking about the long haul
Looking down the road, there are things we all look for: happiness, health, security. The first two are not our specialty (although we wish you plenty of both), but security in the future is something we can definitely help you with.
The JMMB Bond Fund offers you the opportunity to invest in Government of Jamaica sovereign instruments and blue chip corporate debt instruments. This is ideal for the moderately conservative investor, who wants to benefit from capital appreciation over time. It’s investing made easy.
Looking to invest in a Bond Fund? Are you:
- Interested in creating wealth over time?
- Ready to invest over the medium to long term?
- Looking for the potential for above-average returns?
- Want to invest in a diversified investment portfolio of fixed-income instruments?
The details
- Tax free*
- The fund is revalued daily
- All income earned and dividends received are reinvested in the fund
- All assets are held by the trustee
- 24/7 access to view your account online with JMMB Moneyline
- Start with a minimum of 500 units
*Conditions Apply
JMMB Income Fund
Your constant cash flow investment
How would you like a fixed income portfolio that gives you periodic cash flow? The JMMB Income Fund (made of sovereign and corporate debt securities) is set up to do just that. It gives you periodic liquidity, while delivering on an investment mandate focused on stable growth over time.
Looking to invest in an Income Distribution Fund? Are you:
- Interested in periodic cash flow?
- Seeking capital appreciation?
- Want a short to medium-term investment?
The details
- Tax-exempt*
- Start with a minimum of 500 units
*Conditions Apply
JMMB USD Income Fund
Invest in the US Dollar
Like its sister, the JMMB Real Value Fund, the USD Income Fund allows clients to put their money into a fixed-income fund in United States Dollars. It’s a moderate investment solution, based around US$ denominated sovereign and corporate debt securities. It’s the perfect fund for anyone who needs reliable, periodic cash flow and wants to maintain US dollar holdings.
Looking to invest in an Income Distribution Fund? Are you:
- Interested in periodic cash flows?
- Looking for capital appreciation?
- Seeking investments for the short to medium term?
- Eager to invest in a US$-diversified investment portfolio?
The details
- Tax-free*
- Start with a minimum of 100 units
*Conditions Apply
JMMB Real Value Fund
Finding the perfect medium for investments
You like to play it safe, so you’re looking to make wise investments. The JMMB Real Value Fund is perfect for medium-term investors. By investing in collective investment schemes (CIS) that have focused US-dollar investment strategies, the fund protects your Jamaican dollar investment against devaluation, preserving your purchasing power over time.
Looking to invest in a Real Value Fund? Are you:
- Seeking capital appreciation as an investment objective?
- Looking for returns that beat the inflation rate?
- Willing to invest for the medium to long-term, with minimal liquidity needs in the first year?
The details
- The fund is revalued daily
- All income earned and dividends received are reinvested in the fund
- 24/7 access to your account online with JMMB Moneyline
- Start with a minimum of 500 units
*Conditions Apply
Optimum Capital (Real Estate) Fund
Balance risk, with a dynamic and diverse portfolio
If you’re looking to diversify your portfolio with winning investments, you may want to consider our Optimum Capital (Real Estate) Fund. Balance your risk through investments in real estate, stocks/equities and fixed income instruments. You can also benefit from tax-free* earnings.
Looking to invest in an Optimum Capital Fund? Are you:
- Looking to build a diversified, blue-chip portfolio?
- Seeking attractive returns on investment?
- Hoping to make some tax-free earnings?
- Willing to invest for the medium to long-term, with minimal liquidity needs in the first year?
The details
- The Fund is revalued daily
- All income earned and dividends received are reinvested in the Fund
- Tax free*
- Start with a minimum of 200 units
*Conditions Apply