Discover our rates and fees

In addition to our competitive rates, JMMB has a simple philosophy about fees – we believe in no nuisance fees. Because we have your best interest at heart, we have a fair and transparent approach to how we set our fees.

Curious about the in-depth rates and fees for specific products? You can find everything you need to know right here.

JMMB Product Rates

JMMB Bank Product Rates effective June 1, 2025

Our Rates

Please note, FX conversions are subject to rate change and availability of FX.

FX Rates

Last updated: 2026/03/17

Code	Buy cash/Rate	Buy cheques	Sell
USD	148.50	153.60	158.60
EUR	170.10	177.60	184.30
GBP	198.40	205.90	212.70
CAD	103.90	111.40	116.50

Money market rates

Last updated: 2026/03/17

Code	Rate
Tax Shelter Rate(JA)	2.88%

Unit trust rates

Last updated: 2026/03/17

Code	Buy	Sell
Income and Growth	24.02	24.02
Optimum Capital	43.72	43.72
JMD Giltedge Rate	26.49	26.49
JMD Real Value Fund	16.10	16.10
JMD Bond Fund	17.07	17.07
JMD Income Distribution Fund	13.78	13.78
USD Income Distribution Fund	1.28	1.28
USD Giltedge Rate	1.12	1.12