Get Billionaire Benefits, Without a Billion Bucks!
It takes money to make money, and the more you have the more negotiating power your money gives you. So, if you have J$100,000 how can you reap billionaire benefits? Simply pool your money with other investors so the volume of funds can purchase assets at reduced prices and give you other billionaire benefits too. Your answer is to invest in a unit trust.
Here are some strategies that billionaires employ.:
1. Minimize Your Fees: Every time you trade an individual asset, you will pay a fee, so if you trade frequently the fees can negatively impact your profitability. Billionaires minimize their fees in two ways; investing for the long-term and negotiating lower fees. Unit trusts help you to reduce your fees in two (2) ways:
a. the volume of funds commands discounts when it is used to purchases assets; and
b. you are not charged for each trade made on your behalf.
Depending on the unit trust you may be charged an annual management fee. However, it is normally less expensive than paying a fee per trade.
2. Minimize Your Taxes: If like billionaires, you love getting tax breaks, unit trusts are another great option. Most assets require that you pay to withhold taxes on earnings whether in the form of coupons from bonds, dividends from stocks, and/or rental from the property. However, there are some unit trusts that are tax-free. Two examples of these are JMMB Optimum Capital and JMMB Income and Growth Funds with heavy concentrations of real estate and stocks respectively.
3. Diversify Your Portfolio: David Swensen grew Yale University’s university endowment fund from $1 Billion to $23.9 Billion. According to him, “. . . spreading your money across different investments decreases your risk, increases your upside returns over time, and it doesn’t cost you anything.” Unit Trust are already diversified across stocks, real estate, as well as J$ and US$, denominated bonds etc. However, if you want even more diversification, you can purchase into several unit trusts since each one is designed to protect you from a different type of risk. For example, JMMB’s Optimum Capital is comprised heavily of real estate because in the long run real estate will out-perform inflation. However, JMMB’s Real Value Fund, comprised mainly of US$ denominated bonds, is designed to outperform the depreciation of the J$ dollar.
4. Rely on Expert Financial Managers: Missed opportunities can be very costly. Imagine not getting the time to sell a stock before its price plummeted or missing out on the profit made on a stock because you were too busy with your daily life. Thanks to their financial advisors billionaires are often able to seize windows of opportunity without spending the time. You too can benefit from the time and expertise of a financial management team by purchasing units in a unit trust fund that is actively managed, such as JMMB’s unit trusts.
Are you ready to start investing like a billionaire? Please give us a call on (876) 998-JMMB/5662 or click here https://www.surveymonkey.com/r/WY3D8MS so we can contact you. You have nothing to lose and so much to gain!