Personal Accounts

What you need to know about opening an account.

Getting started with JMMB is easy and we are here to help you every step of the way. The first thing you will need to do is gather all the necessary documents.

You will need the following important information:

 

  1. One (1) piece of valid identification. Remember to ensure that your identification is not expired. (e.g. Passport; Passport Card; Driver’s License; National ID; Resident Card or Citizenship Card. IMPORTANT: a Birth Certificate must be provided if nationality is not stated on any of the outlined forms of ID, with the exception of a National ID.)
  2. Two (2) references. Only the name and telephone number are required. (e.g. Notary Public or Justice of the Peace; Police Officer at or above the rank of Inspector; Army Officer at or above the level of Major; Minister of Religion; Attorney at Law including Judge and Chief Justice; Medical Doctor; Chartered Accountant; Current Employer; Banker’s Reference; Principal (if the institution is registered with the Ministry of Education); Director of a company within the JMMB Group; JMMB Group Client of over two years; or JMMB Team Member of over a year. Only 1 reference can be from a team member.)  Relatives or joint account holders may not provide references.
  3. Taxpayer Registration Number (TRN).  Required for all Jamaican clients 18 years and over.
  4. National Reference Number. Required for all non-Jamaican clients e.g Social Security Number (for citizens of the United States) or Taxpayer Identification Number.
  5. Source of Funds Information. A description of the source of funds being used to open the account, as well as the (projected) source of future investments or deposits. 
  6. Proof of Residential Address. Required for each client on the account. This should include your name and home address, and must not be older than 3 months e.g. Current utility bill including, electricity; telephone; water; cable; post-paid mobile phone bill., (Please note that the service address on the utility bill must correspond with the address indicated as your residential address.); Government property tax receipt duly stamped by the Tax Collectorate; Letter from a Justice of the Peace; Current credit card or bank statement; Postmarked envelope showing your current permanent address. (e.g. Mail yourself an envelope to your current residence, once received this can be used to show proof of your residential address.) 

 

IMPORTANT:  You may choose to use the Reference and Address Verification Form, as an alternative way of verifying your references, as well as your address. Click here to access the form

 

To view a more detailed list of account opening requirements, including additional address verification options, click here

 

Schedule an appointment and one of our representatives will contact you, to guide you further based on your unique goals.

Adding Minors (Under 18)

To add a minor to an account, the following information is required:

 

  1. Birth Certificate; Adoption Certificate; Voluntary Declaration or Court Order.
  2. One (1) piece of valid identification. Remember to ensure that your identification is not expired. (e.g. Passport; Passport Card; Driver’s License; Resident Card or Citizenship Card. 
  3. Notarized Picture. (Only required, if valid picture identification is not available).
  4. Taxpayer Registration Number. (Only required for specific accounts.) 
  5. Letter from Parent or Legal Guardian authorizing the opening of an account. (Only required if they are not accompanying the minor.)

 

IMPORTANT. Minors must be on an account with an adult. Once the minor turns 18 years old the other required documentation, outlined above, must be presented before the individual can perform any transactions on the account. Proof of address is not required for minors.

 

To view a more detailed list of account opening requirements, click here

Schedule an appointment and one of our representatives will contact you, to guide you further based on your unique goals.

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