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Dollars and Good Sense provides valuable tips and insight on how to better manage your money. We always want to see our clients grow in their knowledge of their own personal finances.
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Investing in Real Estate with less than J$16K
The average investor with an interest in “getting a piece of the (proverbial) real estate pie” can enjoy a slice of the returns and benefits with an investment of just J$15,500, in the JMMB Optimum Capital Real Estate unit trust fund.
Christmas Bonus: ‘Live Big’ Now OR ‘Achieve Big’ Later
“Wow! I earned 175%* on my investment. My Christmas Bonus is now almost triple” Dwayne was ecstatic that he had curbed the urge to splurge and ’live big,’ when he got a bonus five (5) years ago. He had instead invested J$100,000 (including his bonus) and now, he has J$275,000. “Cho man! If I had invested every bonus for the last five years, I could have a lump sum towards my down payment on my apartment. That would be achieving big,” he thought to himself.
Home Equity Loan: Dollars & Good Sense
If, like Mark, you qualified for a home equity loan, unsecured loan and credit card loan, with rates of 9.5%, 25% and 50%, respectively per annum (p.a.),which one would make the most financial sense? Obviously, the one with 9.5% p.a., as you would pay less interest; therefore saving you the most dollars and making the most sense. Recognizing this, Mark realised the equity in his home could be the exit to his debt-trap and the door to greater financial freedom.
The Insider’s Look: Choosing the Right Education Plan to Finance Your Child’s University Education
Every parent wants the best for his/her child, and that includes financing your child’s education to attend his/her dream school. With the increasing cost of tuition, it can be daunting on any parent, to imagine how you will be able to afford giving your child the best higher education opportunity. This article gives you an expert perspective, in order to help to guide you in choosing the best education plan to finance your child’s university.