
Never stop learning
Dollars and Good Sense provides valuable tips and insight on how to better manage your money. We always want to see our clients grow in their knowledge of their own personal finances.
Please, don’t keep these to yourself. Share with friends, family, and co-workers. And don’t be afraid to contact us—we want to know what you think and what you want to read about next.

Conquering Back-To-School Expenses
Ding–a-ling-a-ling, soon the school bell will be ringing again! It is amazing how several little costs add up to a major expense. How much does it really cost to send your child(ren) to school? Here is a budget template to ensure you: 1) capture your expenses accurately 2) have an accurate knowledge of your total costs and/or 3) determine any shortfall you may have.
To get a true picture of how much you need to budget for the year, you can do a breakdown of the monthly and termly expenses; to do so, please divide the annual expenses by 12 or 3 respectively.

Children’s Education: Get The Advantages that Only a Few Parents are Reaping
If scoring a goal in a game of football would determine whether or not, you would have enough money to send your child to university, would you prefer to play the game blindfolded or not? Immediately, Karen erupted with “I would want to see so I could angle my body correctly, plus have an expert to help me to score that goal.” “So why are you saving towards your children’s education blindfolded Karen?” I asked.

The Secret Others Have Used to Afford their Own Home
Would you want a 78%* return on your money, after 5 years? Yes, 78%! It almost sounds too good to be true, but it is, just ask Dru, who used the JMMB Optimum Capital (Real Estate) Fund and is now able to afford his own home.

Are You Your Own Financial Best Friend or Worst Enemy?
How good have you been to yourself lately? Are you your financial best friend? What pain are you causing yourself in the future, by not making the best financial decisions? We all want financial rewards; however, subconsciously many times we sabotage ourselves, with poor financial habits. This quiz will help you identify the areas/habits that are keeping you from reaping your financial rewards and achieving your goals.