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Dollars and Good Sense provides valuable tips and insight on how to better manage your money. We always want to see our clients grow in their knowledge of their own personal finances.
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Home Equity Loan: Dollars & Good Sense
If, like Mark, you qualified for a home equity loan, unsecured loan and credit card loan, with rates of 9.5%, 25% and 50%, respectively per annum (p.a.),which one would make the most financial sense? Obviously, the one with 9.5% p.a., as you would pay less interest; therefore saving you the most dollars and making the most sense. Recognizing this, Mark realised the equity in his home could be the exit to his debt-trap and the door to greater financial freedom.
The Insider’s Look: Choosing the Right Education Plan to Finance Your Child’s University Education
Every parent wants the best for his/her child, and that includes financing your child’s education to attend his/her dream school. With the increasing cost of tuition, it can be daunting on any parent, to imagine how you will be able to afford giving your child the best higher education opportunity. This article gives you an expert perspective, in order to help to guide you in choosing the best education plan to finance your child’s university.
Want to Earn Higher Returns?
“No, no, no! My money has been in a savings account for over five (5) years and I have not even earned 5% on my money! This is less than inflation and the fees have eaten out everything,” Richard said upset. Have you ever felt this way? If you have, today we are going to explore: 1) why your savings account offers such low interest rates 2) how much money should you keep in your savings account; and 3) an easy way to earn more on the stock market, even if you do not have a lot of time or experience.
My Child’s Education – How to Finance it All
Latoya, a financial controller, and Devon a lawyer chose to send their two children to an excellent primary school rather than a preparatory school. “Why?” I asked. They shared, “We attended primary school and have excelled in our careers, and most importantly, the savings from not paying preparatory school fees has already allowed us to invest almost J$1.4 million, in just two years, towards our children’s university education.”